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extraordinary adventure at the Four Seasons Maldives: Manta on call "

The Four Seasons Resort Landaa Giraavaru , one of two resorts in the Maldives to Group , Is strategically located nell'atollo Baa just 20 minutes by speedboat from Hanifaru, the famous lagoon where every year there is an extraordinary event: it increases the mass of plankton, food whale sharks and manta rays , coming from all over the islands to swim and dance in the Maldivian waters.

unique emotion, a new experience for both adults and children can get in touch with the local nature and the giants of the sea. You need not be a sub, just swimming in the lagoon, large animals, in groups of 50 to 150, guests float around in search of plankton, which rises to the surface.

The Four Seasons Landaa Giraavaru, to make this occasion even more exceptional, has developed a true center for research, with the help of marine biologists and scientists who study the behavior have failed to create a real timetable for their behavior. The marine biologist

Guy Stevens, who lives at the Four Seasons, also succeeded in drawing up a list of periods in which the possibility of seeing manta rays is collateralised: 24 to 30 May, 9-15 June, 23 to 29 June , 8-14 July, 23 to 29 July, 7-13 August, 21 to 27 August, 5-11 September, 20 to 26 September, 4-10 October, 20 to 26 October.

A holiday in the Maldives dsi turns into a real journey of discovery of these great and peaceful inhabitants sea.

Tours are subject to weather conditions and the temperament of these giants of the sea.

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FINANCIAL SUPPORT FOR ITALIAN COMPANIES TO INVEST IN SOUTH EAST EUROPE BOSNIA AND HERZEGOVINA-

The Italian government has provided a variety of financial instruments in support of the Italian companies that decide to invest in South East Europe. These instruments are managed by the Ministry of Economic Development, by Simest spa and spa Finest.

Simest The spa, in particular, manages the funds directed to:

- build permanent settlements in countries outside the European Union to launch / deployment of new products / services or for the acquisition of new markets;

- achieving feasibility studies for foreign investment;

- implement programs of technical assistance abroad;

- participate in the capital of Italian companies abroad by Simest spa.

In implementing Law 84 of 2001 regulating the Italian participation in the process of stabilization, reconstruction and development of the Balkan countries, is aimed at operating the fund ' microcredit activities in support of business initiatives and forms of association and local co-operatives, credit assistance for the individual amounts up to € 103,291.38, which is entrusted to manage through its subsidiaries Unicredit Unicredit Tiriac Bank, Unicredit Bank and Unicredit Bulbank AD Banja Luka.

The project currently is active in Bulgaria, Romania and Bosnia-Herzegovina.

Moreover, in accordance with Law No 84, 2001 became operational two Venture Capital funds.

To date, the areas of greatest interest to the Italian companies which have decided to invest in these areas are:

- textiles and clothing;

- building and construction;

- electro-mechanical and

- chemicals and pharmaceuticals.

The entry of Romania and Bulgaria into the European Union, has removed the opportunity for Italian companies to take advantage of interventions by the Italian, but the same can benefit from the experience and financial support to carry out projects Simest even in EU countries. In this regard, Minister of Economic Development Claudio Scajola issued, January 13, 2010, the guidelines governing the operations of the GL within the spa Simest European Union. Based on these new guidelines the Simest may operate through two types of intervention:

- direct intervention in enterprises in all sectors located within the European Union, including the national territory, which can reach up to 49% capital for a period not exceeding, tentatively, to eight years.

In this case, interventions may also relate to the acquisition and / or management of business operations and priority should be given to small and medium-sized enterprises;

- provision of funding to support the development program and / or project proposed investment by businesses.

Finally, further support to Italian companies for the whole area, including the European Union countries, is related to the facilities granted for the support of export credit.

is in this case for public intervention in the medium term credit granted by Italian exporters to their foreign customers.

Source: Ministry of Economic Development

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FOREIGN INVESTMENT IN 2009

According to data provided by FIPA (Agency for the promotion of foreign investment), the amount of foreign investments in Bosnia-Herzegovina in 2009 was approximately 452 million €.

The sector that has attracted more investment has been in production (176 million euro-39% of total investments), followed by the commercial sector (92 million euro-20% of total investments) and banking (62 million EUR-14% of total investments).

The main investor countries were:

- Austria - € 77.8 million;

- Slovenia - € 59.2 million;

- Germany - € 51.5 million;

- Turkey - 47.2 million €

followed by Croatia, Serbia and Russia.

FIPA has also stressed that for the next investment sectors most promising in the energy sector, agriculture and the tourism sector.

This year, the privatization of strategic companies in the country should increase foreign investment.

Source: Ice

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CROATIA: FAIR VINOVO

From 14 to 17 April 2010 in Zagreb

Fair International Wine and wine-making machines in Croatia.

sectors: wine, sparkling wines, spirits of wine, and machinery for the wine industry, packaging, materials and equipment for the production of wine, wine shops, wholesale Wine

For more information visit: http://www.zv.hr/sajmovi/149/index_en.html

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DOMEXPO 2010 - FURNISHING AND CONSTRUCTION FAIR IN SERBIA

From 3 to 7 March 2010 in Kragujevac DOMEXPO 2010.

The show combines a unique event in the sector and the construction sector with the aim of improving quality and increasing the number of participants. The showcase will cover about 3,000 square meters.

DOMEXPO 2010 is the exhibition that is set to become a landmark, thanks the location of the city of Kragujevac and the experience of an organization that can give rise to the high profile event allows participants to meet, discuss and make new business contacts.

For more information about the event visit www.sumadijasajam.rs .

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THE GROWING MARKET OF THE OFFICES IN SERBIA

The office space in Serbia have increased significantly over recent years, in Belgrade are only about 450,000 square meters of space in Class A and B. Due to an increase of foreign investors, the sector in question is one of the most dynamic real estate market in Serbia.

The application 's office has increased by 30% during 2009, especially from the banking sector. The supply of office space in 2008 and in Belgrade in 2009 was 150,000 m², 100,000 m² others should be available during 2010. Novi Beograd, a district of the capital, covers only 80% of the offer, the remaining 20% \u200b\u200bis located in the central city.

Source: camcom Italian-Serbian

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REHABILITATION OF RAILWAY LINES IN MONTENEGRO

The European Union has decided to finance the reconstruction of railway lines in Montenegro. The goal is to make rail transport more efficient and safer for both the transport of people and for the carriage of goods.

The project, which has a value of over € 40 million, is co-financed by the European Union and the European Investment Bank (EBI). The aid will be directed to the financing of detailed plans for the rehabilitation of railway between Bar, Podgorica and Kolasin and the work of rehabilitation of the section of the railway line that runs from Kolasin in Trebaljevo.

Source: Commission europea

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Granduomo Hotel (Florence)

Granduomo Hotel is an elegant mansion of the XVII century in the heart of Florence , carefully restored respecting the original architectural style. The bright apartments spread over 4 floors, elegantly furnished and enriched with every modern comfort and adequate technological security measures, elevator, also have a kitchenette, bedrooms with private bathroom, satellite TV, for Internet modem, DSL, independently controlled air conditioning and heating, telephone, intercom, safety deposit box.
Twelve windows overlook Santa Maria del Fiore, the Duomo, the mother of all churches in Florence, the seat of the soul and conscience of the restless city. Each room reflects the Italian style in the harmony of colors, the choice of brocades, furniture, wood floors, stone and travertine marble. The walls, the soft relaxing colors, are decorated with fine stucco and coatings are the bathrooms.
Visitors can live out his stay in the heart of the city, in direct contact with its inhabitants, freely and with keys in hand of your home. The main tourist attractions, museums, the most exclusive boutiques and all points of cultural and architectural interest are within walking distance from us.
Granduomo Hotel, is an elegant, seventeenth century home in the heart of Florence beautifully restored in 2007, Maintaining the original architectural style. The well-lit accommodations, on four floors with elevator service, are Finely Furnished and equipped with all the amenities and security That modern technology offers. Each apartment has a kitchenette and bedrooms with bath / or shower, satellite TV, ADSL internet connection, independent heating and air-conditioning, telephone, video-intercom and safety deposit box.

Twelve windows overlook the Cathedral of Santa Maria del Fiore , the Duomo. Each room reflects Italian style in the harmonious colour, the choice of brocades, the furniture, the wood, pietra serena and travertine floors. The walls, painted in soft, restful colours are embellished with fine stucco work, and the bathrooms are all elegant. Guests can enjoy their stay in the heart of the city, in direct contact with its people. The main monuments and museums, the most exclusive boutiques and all points of cultural and architectural interest are all within walking distance.

HOTEL GRANDUOMO

PIAZZA DEL DUOMO 1/7
FIRENZE
TEL: +39 055 26 70 004
info@granduomo.com

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Savings & Investing TRAJECTORIES IN CENTRAL & EASTERN EUROPE

by Ana Dorobantu

According to a recent study made by GfK Financial Market Data Service (FMDS) on Central and Eastern Europe, four out of five citizens of the Central Europe have direct access to the banking system, while in Eastern Europe, the number goes lower than 50%.

“It seems that it is not so obvious to a part of the population to be a client of a bank,” – the expert of Central Eastern European financial matters has claimed. “At the same time, the 20-to 50-year-olds are a huge market potential to banks in all of these countries.”

For an instance, almost 100% the Slovenians with their age over 15 have at least one connection with a bank. They are followed closely by the Slovakians, Czechs, Croatians, Ukrainians and Hungarians with 80%. Countries like Bosnia–Herzegovina, Russia and Serbia have 70% out of the active population with at least one connection with a bank. The last ones in using the banking system are apparently Romania and Bulgaria.

More and more there is a persistent question: why are we less interested in saving money? This question arises from the situation where the citizens that are not so interested in saving money. This is due to some major circumstances such as the need to spend or invest without saving first. In Bulgaria, for an instance, only 6% out of the active population succeeded in saving money in 2009, while in Slovakia or Lithuania the percentage grows up to 30-35%. This is one of the outcomes of the 2008 economic crisis.

None the less there are two major reasons for why do people save money. The first one is that they need some back up savings just in case and the second one is that they’re saving money for their children or so they’ll have a considerable deposit when they’ll retire.

Except these two major reasons for saving money, there is another important option for those interested in saving money and that is investing in the real estate area. In 2009 the prices on the real estate market dropped considerably compared with 2008.

On the whole, the most popular goal for saving up in Eastern Europe is the improvement of the household equipment, holidays and support for family members.

As I was saying in the previous article , the banking system must fight in 2010 with the general mistrust of their clients and possible clients. The low percentage of the active citizens that are opening a bank deposit is only the proof that there is a general mistrust in this sector.

What will they do considering all that? The National Bank of Romania already stated out the purpose of gaining credibility in the Romanian banking system in 2010.

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INTERIM AGREEMENT BETWEEN THE EU AND SERBIA ROMANIA

L'accordo interinale sugli scambi e sulle questioni commerciali tra la Comunità europea, da una parte, e la Repubblica di Serbia, dall’altra came fully into force on 1 February 2010.

During a period not exceeding six years after entry into force of this Agreement, the Community and Serbia shall gradually establish a bilateral free trade area.

to the classification of goods in trade between the Parties will apply the combined.

The basic rate for each product which will apply the successive reductions provided for in this Agreement will be:

a) the Community Common Customs Tariff, established pursuant to Council Regulation (EEC) No 2658/87, actually applied erga omnes the date of signature of this Agreement;

b) la tariffa serba applicata.

Accordo